trading-techs.com is a decentralized platform that matches lending and borrowing orders on a P2P basis. All payments happen between counterparties and with no central intermediary involved.

Right now Ethereum and USDC tokens are supported as collateral on the platform. In the later stage, we'll introduce the functionality to provide collateral in Bitcoin and Filecoin.

Counterparties could use their own interest rate targets or use market interest rates. The standard terms vary from 1 month up to 5 years.

During the execution of loan agreements between counterparties, borrowers have to pay coupons by transferring the required amount of assets to their counterparties. If a borrower defaults his ability to pay a coupon their collateral position gets liquidated.